Buying Guides~1 min read2026-07-05
Getting a mortgage in Japan as a Hong Konger: the real options
Non-residents can borrow to buy in Japan — but not every bank offers it. This rounds up the channels HK investors actually use, the rough terms and tips, and answers the bigger question: should you borrow at all?
Estate Prime Advisory Team
Found this helpful? Share it
Read it — now run your own numbers?
Use our free tools for currency, mortgage, tax and cash flow — or talk to an advisor directly.
Related Articles
Buying Guides2026-07-22
HK$2M: what it buys in Hong Kong vs in Tokyo
Buying Guides2026-09-11
Minpaku's 180 days, a lodging licence's 365 — but your building may not be eligible to choose at all
Buying Guides2026-08-15
Completion is not the finish line: what comes looking for you in your first year of owning Japanese property

